Uninsured Motorist Accidents

Uninsured Motorist Accident Lawyers in Atlanta

You’ve been in a car accident. You’ve been hurt and your vehicle is in need of serious repair. The other motorist involved in the wreck was most certainly responsible and their insurance should cover most of the damages. But then comes the bad news – their policy has expired. Now what? Who is going to pay for the damage to your car and your hospital bills?

Unfortunately these are questions that many honest, law-abiding Georgia citizens are forced to ask themselves everyday. While every driver in the state is required by law to maintain the minimum amount of insurance coverage on their vehicle, many cannot afford to, or simply choose not to. Whatever the reason, it leaves a vast majority of insured drivers at their mercy. That is where we come in. If you have been involved in a collision with an uninsured motorist, give the experienced personal injury team at The Mulholland Law Firm, P.C. a call today. Our Atlanta car accident attorneys are committed advocates for victim’s rights and have dedicated our practice to helping those who need it most.

Call (770) 350-2691 and schedule a free consultation today.

The Insured vs. the Uninsured

In Georgia, all drivers who have insurance on their vehicle are given the option of attaching “uninsured” coverage to their policy. In effect, this protects insured drivers against uninsured motorists out on the road. Should a collision occur, the uninsured section of the policy would compensate where the other driver’s insurance would have picked up, had it existed. More often than not, this type of coverage will pay for damages associated with:

  • Emergency medical treatment
  • Loss of wages or employment
  • Hospital bills
  • Pain and suffering
  • Property damage

Your Policy vs. Your Insurance Company

But it is important to keep in mind that insurance companies are a business, first and foremost. Their goals are profits and increased revenue. An accident, particularly one that involves an uninsured motorist, signifies a potential loss in gains. As a result, insurance companies will work overtime, making sure you get the lowest possible number from them. Even if you have paid for uninsured coverage, your own policyholder will actively work against you, making sure their bottom-line barely raises above the bare minimum! That is why it is critical to speak with an attorney before signing off on any settlement.

This is especially true if you lack uninsured motorist coverage. In such instances, you’ll need a qualified insurance attorney to comb through your various agreements and discover ways to secure money for your damages.

Detail Driven Representation in Atlanta

Insurance settlements involve an extremely nuanced and potentially complicated portion of personal injury law. We have provided the broad strokes, but you’ll need much greater detail before speaking with your insurance company. We highly recommend calling the Atlanta uninsured motorist accident lawyers at The Mulholland Law Firm, P.C. and getting the facts in a free case evaluation. Dial (770) 350-2691 and schedule an appointment today.

Additional Information

What You Should Know About Uninsured/Underinsured Motorist Coverage